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Our approach to factoring is ​characterized by simplicity and ​transparency. We set ​ourselves apart by providing ​clear and straightforward ​factoring rates, without any ​hidden fees or contracts. Our ​customers choose to continue ​working with us because of our ​prompt and attentive customer ​service, as well as our ​commitment to ethical ​business practices.

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call us today @ (949) 525-8122



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No Annual ​Contracts!

Loans - Give Loan

Next-Day ACH ​Funding!


No Monthly ​Minimum!

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Financial accommodations made or arranged are pursuant to the California Financing Law, license #60DBO-45657


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No Annual Contracts!

Our business is built on ​relationships and trust. ​Confining our customers ​to contracts is ​unnecessary!

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Fuel Cards

We offer our customers ​fuel cards for your ​important hauls to help ​take the stress off.

Loans - Give Loan

Next-Day ACH Funding!

Our representatives ​work hard to make

sure you get paid within ​24 hours as long as ​paperwork is received ​by 3pm PST

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Broker Credit Checks

Want to haul for a new ​broker? don’t worry, we ​provide free and fast ​credit checks.


No Monthly Minimum!

We don't believe in ​charging a monthly ​minimum, our business is ​equipped to handle ​unpredictability.

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Love Us!

We pride ourselves on ​excellent, personable ​customer service that is ​always available, including ​bilingual support in Spanish.

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Factoring Rates

Most competitve rates ​in the industry! No ​volume or contract ​requirements.


Get instant payment! ​paid in minutes. no more ​worrying about holidays

We are members of the IFA (International Factoring Association). The IFA sets guidelines and ethics standards for factoring companies across the US. Membership into the IFA must be earned ​through the continuation of ethical business practices — so you know you’re factoring with the right people.

Financial accommodations made or arranged are pursuant to the California Financing Law, license #60DBO-45657

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CJ Financing offers exclusive ​opportunities to discerning ​private clients within our ​network of financing access. ​We perform as a seamless ​point of connectivity cross-​sector and cross-markets ​within the functions of working ​capital, equipment financing, ​transportation factoring. We ​partner with bankers, product ​experts and partners in the ​origination, execution and ​distribution of private capital ​transactions.

what we offer

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Keep on Truckin'

secured equipment lending

  • Equipment lending for the ​transportation and farming industry
  • Titled and non-titled
  • typical terms are less than 3 years, ​large market 5 year deals.
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Ge​t Paid!

factoring & quickpay

  • Serving the transporation industry
  • we work with both brokers & carriers
  • best rates in the industry
  • no annual contracts
  • no monthly minimums
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Feed the Earth!

Farm land investments

  • buy land for short & long term holds
  • Secured by land. 1st deed positions
  • multiple investors form llc for ​purchase
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Farm fresh veggies!
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Ke​ep on Movin’

working capital loans

  • serving the farming and ​transportation industry
  • Typical loans range from $15k-$150K
  • 4 month terms w/weekly principal and ​interst payments
  • occasional longer terms
  • unsecured but personal guarantees
  • only deal with existing relationships

Financial accommodations made or arranged are pursuant to the California Financing Law, license #60DBO-45657

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meet our team

Our dedicated team members share a mutual value system of Trust, Honesty, and Integrity in everything we do. ​We strive to build quality relationships with our clients and work hard to exceed expectations.


founder & CEO

As the leader of the team, Daniel is brilliant and a ​workaholic. He earned his accounting degree at the ​University of La Verne and began his career in private ​accounting in 2003 working with a host of domestic ​and international accounts. Daniel is a CPA, CFE and ​personally manages all investor relations. He believes ​in developing relationships and building trust with ​everyone he encounters. He has 2 children, enjoys ​cooking on his Traeger and bleeds Dodgers blue.


sales & operations ​Director

Pedro's experience in Logistics and Transportation ​started in dispatching and brokering grocery and ​equipment loads. Six years later Pedro changed gears ​and began successful management work in Factoring ​Sales. He has been married since 2012 to his beautiful ​wife Jasmine. When he is not coaching his 2 girls ​softball teams. He enjoys spending time with family ​and friends as well as watching his favorite sports ​teams Dodgers, Lakers and Raiders.


CONTROLLER & Financial ​operations



Daniel earned his Accounting degree from the University ​of La Verne and has worked in both public and private ​accounting. Between preparing consolidated Financial ​Statements, Auditing multi-billion dollar companies, ​Filing taxes, Generating public filings and experience the ​IPO process, Daniel enjoys spending his down time with ​his family, watching his favorite sports teams (FC ​Barcelona, Raiders, Milwaukee Bucks) and Gaming.

Joanne earned a Marketing degree from USC and has ​worked for various advertising agencies including ​BBDO, McCann-Erickson, TBWA/Chiat Day, and Direct ​Partners before going in-house at Oakley in Foothill ​Ranch, CA till 2009. She then travelled extensively ​with her husband Daniel before returning home and ​starting a family. Joanne and Daniel have 2 children ​and enjoy traveling, cooking and spending time with ​her family She works part-time handling marketing ​materials for CJ.


billing MANAGER

Daniel comes from 35 years of small business ​experience and brings a meticulous attention to ​detail. He has also been a Pastor for 35 years and ​dedicated in marriage to his wife Judy for 30 years. ​Daniel joined CJ Financing in 2018. He loves God, his ​family, his country, and is dedicated to the pledge and ​logo of CJ Financing: Honesty, Integrity & Trust.

Financial accommodations made or arranged are pursuant to the California Financing Law, license #60DBO-45657

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We would love to hear from ​you! Our staff prides itself on ​answering every phone call ​and responding to every email. ​Building quality relationships ​is what we do.



BLDG 3 #107



(657) 699-3035

contact us

Pedro gomez (se habla ESPAñol)

director of sales & operations

(949) 525-8122

Daniel isusquiza

controller & financial operations

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We’re sports fans over here...Especially baseball

Get to know us: Daniel and Pedro are big Dodgers fans so you’ll ​here everyday baseball banter at the office. If it’s not about their kids ​playing softball and baseball, it’s about the Dodgers. Go Blue!

Financial accommodations made or arranged are pursuant to the California Financing Law, license #60DBO-45657