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Our approach to factoring is ​characterized by simplicity and ​transparency. We set ​ourselves apart by providing ​clear and straightforward ​factoring rates, without any ​hidden fees or contracts. Our ​customers choose to continue ​working with us because of our ​prompt and attentive customer ​service, as well as our ​commitment to ethical ​business practices.

STOP

STRESSING

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No Annual ​Contracts!

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Next-Day ACH ​Funding!

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No Monthly ​Minimum!

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No Annual Contracts!

Our business is built on ​relationships and trust. ​Confining our customers ​to contracts is ​unnecessary!

Loans - Give Loan

Next-Day ACH Funding!

Our representatives ​work hard to make

sure you get paid within ​24 hours as long as ​paperwork is received ​by 3pm PST

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Fuel Cards

We offer our customers ​fuel cards for your ​important hauls to help ​take the stress off.

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Broker Credit Checks

Want to haul for a new ​broker? don’t worry, we ​provide free and fast ​credit checks.

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No Monthly Minimum!

We don't believe in ​charging a monthly ​minimum, our business is ​equipped to handle ​unpredictability.

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Love Us!

We pride ourselves on ​excellent, personable ​customer service that is ​always available, including ​bilingual support in Spanish.

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Factoring Rates

Most competitve rates ​in the industry! No ​volume or contract ​requirements.

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We are members of the IFA (International Factoring Association). The IFA sets guidelines and ethics standards for factoring companies across the US. Membership into the IFA must be earned ​through the continuation of ethical business practices — so you know you’re factoring with the right people.

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CJ Financing offers exclusive ​opportunities to discerning ​private clients within our ​network of financing access. ​We perform as a seamless ​point of connectivity cross-​sector and cross-markets ​within the functions of working ​capital, equipment financing, ​transportation factoring. We ​partner with bankers, product ​experts and partners in the ​origination, execution and ​distribution of private capital ​transactions.


what we offer

secured equipment lending

  • Equipment lending for the ​transportation and farming industry
  • Titled and non-titled
  • typical terms are less than 3 years, ​large market 5 year deals.
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Ge​t Paid!

factoring & quickpay

  • Serving the transporation industry
  • we work with both brokers & carriers
  • best rates in the industry
  • no annual contracts
  • no monthly minimums
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Feed the Earth!

Farm land investments

  • buy land for short & long term holds
  • Secured by land. 1st deed positions
  • multiple investors form llc for ​purchase
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Farm fresh veggies!
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Ke​ep on Movin’

working capital loans

  • serving the farming and ​transportation industry
  • Typical loans range from $15k-$150K
  • 4 month terms w/weekly principal and ​interst payments
  • occasional longer terms
  • unsecured but personal guarantees
  • only deal with existing relationships
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meet our team

Our dedicated team members share a mutual value system of Trust, Honesty, and Integrity in everything we do. ​We strive to build quality relationships with our clients and work hard to exceed expectations.

Daniel

founder & CEO

As the leader of the team, Daniel is brilliant and a ​workaholic. He earned his accounting degree at the ​University of La Verne and began his career in private ​accounting in 2003 working with a host of domestic ​and international accounts. Daniel is a CPA, CFE and ​personally manages all investor relations. He believes ​in developing relationships and building trust with ​everyone he encounters. He has 2 children, enjoys ​cooking on his Traeger and bleeds Dodgers blue.

Pedro

sales & operations ​Director

Pedro's experience in Logistics and Transportation ​started in dispatching and brokering grocery and ​equipment loads. Six years later Pedro changed gears ​and began successful management work in Factoring ​Sales. He has been married since 2012 to his beautiful ​wife Jasmine. When he is not coaching his 2 girls ​softball teams. He enjoys spending time with family ​and friends as well as watching his favorite sports ​teams Dodgers, Lakers and Raiders.

Daniel

CONTROLLER & Financial ​operations

Joanne

MARKETNG MANAGER

Daniel earned his Accounting degree from the University ​of La Verne and has worked in both public and private ​accounting. Between preparing consolidated Financial ​Statements, Auditing multi-billion dollar companies, ​Filing taxes, Generating public filings and experience the ​IPO process, Daniel enjoys spending his down time with ​his family, watching his favorite sports teams (FC ​Barcelona, Raiders, Milwaukee Bucks) and Gaming.

Joanne earned a Marketing degree from USC and has ​worked for various advertising agencies including ​BBDO, McCann-Erickson, TBWA/Chiat Day, and Direct ​Partners before going in-house at Oakley in Foothill ​Ranch, CA till 2009. She then travelled extensively ​with her husband Daniel before returning home and ​starting a family. Joanne and Daniel have 2 children ​and enjoy traveling, cooking and spending time with ​her family She works part-time handling marketing ​materials for CJ.

Daniel

billing MANAGER

Daniel comes from 35 years of small business ​experience and brings a meticulous attention to ​detail. He has also been a Pastor for 35 years and ​dedicated in marriage to his wife Judy for 30 years. ​Daniel joined CJ Financing in 2018. He loves God, his ​family, his country, and is dedicated to the pledge and ​logo of CJ Financing: Honesty, Integrity & Trust.

Clear Road in the middle of Mountains
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We would love to hear from ​you! Our staff prides itself on ​answering every phone call ​and responding to every email. ​Building quality relationships ​is what we do.


ADDRESS

3001 RED HILL AVE

BLDG 3 #107

COSTA MESA, CA 92626


OFFICE

(657) 699-3035

contact us

Pedro gomez (se habla ESPAñol)

director of sales & operations

pgomez@cjfinancing.com

(949) 525-8122

Daniel isusquiza

controller & financial operations

disusquiza@cjfinancing.com